12 CFR §1002.103

1. (a)Covered application. Except as provided in paragraph (b) of this section, covered application means an oral or written request for a covered credit transaction that is made in accordance with procedures used by a financial institution for the type of credit requested.
2. (b)Circumstances that are not covered applications. A covered application does not include:
   1. (1)Reevaluation, extension, or renewal requests on an existing business credit account, unless the request seeks additional credit amounts.
   2. (2)Inquiries and prequalification requests.