StacksVerified U.S. regulatory reference

12 CFR §1007.105

Verified against eCFR.gov as of June 20, 2026View official text on eCFR.gov ↗
  1. (a)The covered financial institution shall make the unique identifier(s) of its registered mortgage loan originator(s) available to consumers in a manner and method practicable to the institution.
  2. (b)A registered mortgage loan originator shall provide his or her unique identifier to a consumer:
    1. (1)Upon request;
    2. (2)Before acting as a mortgage loan originator; and
    3. (3)Through the originator's initial written communication with a consumer, if any, whether on paper or electronically.