Home › CFR › Title 12 › Part 19012 CFR Part 190 — Preemption of State Usury Laws§ 190.1— Authority, purpose, and scope.§ 190.2— Definitions.§ 190.3— Operation.§ 190.4— Federally-related residential manufactured housing loans—consumer protection provisions.§ 190.100— Status of Interpretations issued under Public Law 96-161.§ 190.101— State criminal usury statutes.