StacksVerified U.S. regulatory reference

12 CFR §226.30

Verified against eCFR.gov as of June 20, 2026View official text on eCFR.gov ↗
A creditor shall include in any consumer credit contract secured by a dwelling and subject to the act and this regulation the maximum interest rate that may be imposed during the term of the obligation 50 when:
  1. (a)In the case of closed-end credit, the annual percentage rate may increase after consummation, or
  2. (b)In the case of open-end credit, the annual percentage rate may increase during the plan.