12 CFR §3.405
Verified against eCFR.gov as of June 20, 2026View official text on eCFR.gov ↗
In lieu of, or in addition to, the procedures in this subpart, the required minimum capital ratios for a national bank or Federal savings association may be established or revised through a written agreement or cease and desist proceedings under 12 U.S.C. 1818 (b) or (c) (12 CFR part 19) or as a condition for approval of an application.