12 CFR Part 617 — Borrower Rights
Subpart A — General
Subpart B — Disclosure of Effective Interest Rates
- § 617.7100— Who must make and who is entitled to receive an effective interest rate disclosure?
- § 617.7105— When must a qualified lender disclose the effective interest rate to a borrower?
- § 617.7110— How should a qualified lender disclose the cost of borrower stock or participation certificates?
- § 617.7115— How should a qualified lender disclose loan origination charges?
- § 617.7120— How should a qualified lender present the disclosures to a borrower?
- § 617.7125— How should a qualified lender determine the effective interest rate?
- § 617.7130— What initial disclosures must a qualified lender make to a borrower?
- § 617.7135— What subsequent disclosures must a qualified lender make to a borrower?
Subpart C — Disclosure of Differential Interest Rates
Subpart D — Actions on Applications; Review of Credit Decisions
Subpart E — Distressed Loan Restructuring; State Agricultural Loan Mediation Programs
- § 617.7400— What protections exist for borrowers who meet all loan obligations?
- § 617.7405— On what policies are loan restructurings based?
- § 617.7410— When and how does a qualified lender notify a borrower of the right to seek loan restructuring?
- § 617.7415— How does a qualified lender decide to restructure a loan?
- § 617.7420— How will a decision on an application for restructuring be issued?
- § 617.7425— What type of notice should be given to a borrower before foreclosure?
- § 617.7430— Are institutions required to participate in state agricultural loan mediation programs?
Subpart F — Distressed Loan Restructuring Directive
- § 617.7500— What is a directive used for and what may it require?
- § 617.7505— How will the qualified lender know when FCA is considering issuing a distressed loan restructuring directive?
- § 617.7510— What should the qualified lender do when it receives notice of a distressed loan restructuring directive?
- § 617.7515— How does the FCA decide whether to issue a directive?
- § 617.7520— How does the FCA issue a directive and when will it be effective?
- § 617.7525— May FCA use other enforcement actions?
Subpart G — Right of First Refusal
- § 617.7600— What are the definitions used in this subpart?
- § 617.7605— How should System institutions document whether the borrower had the financial resources to avoid foreclosure?
- § 617.7610— What should the System institution do when it decides to sell acquired agricultural real estate?
- § 617.7615— What should the System institution do when it decides to lease acquired agricultural real estate?
- § 617.7620— What should the System institution do when it decides to sell acquired agricultural real estate at a public auction?
- § 617.7625— Whom should the System institution notify?
- § 617.7630— Does this Federal requirement affect any state property laws?