StacksVerified U.S. regulatory reference

12 CFR §652.80

Verified against eCFR.gov as of June 20, 2026View official text on eCFR.gov
  1. (a)You must determine your risk-based capital level at least quarterly, or whenever changing circumstances occur that have a significant effect on capital, such as exposure to a high volume of, or particularly severe, problem loans or a period of rapid growth.
  2. (b)In addition to the requirements of paragraph (a) of this section, we may require you to determine your risk-based capital level at any time.
  3. (c)If you anticipate entering into any new business activity that could have a significant effect on capital, you must determine a pro forma risk-based capital level, which must include the new business activity, and report this pro forma determination to the Director, Office of Secondary Market Oversight, at least 10-business days prior to implementation of the new business program.