12 CFR Part 7 — Activities and Operations
Subpart A — National Bank and Federal Savings Association Powers
- § 7.1000— Activities that are part of, or incidental to, the business of banking.
- § 7.1001— National bank acting as general insurance agent.
- § 7.1002— National bank and Federal savings association acting as finder.
- § 7.1003— Money lent by a national bank at banking offices or at facilities other than banking offices.
- § 7.1004— Establishment of a loan production office by a national bank.
- § 7.1006— Loan agreement providing for a national bank or Federal savings association share in profits, income, or earnings or for stock warrants.
- § 7.1007— National Bank Acceptances.
- § 7.1008— Preparation by a national bank of income tax returns for customers or public.
- § 7.1010— Postal services by national banks and Federal savings associations.
- § 7.1011— National bank acting as payroll issuer.
- § 7.1012— Establishment, operation, or use of a messenger service by a national bank.
- § 7.1014— Sale of money orders at nonbanking outlets by a national bank.
- § 7.1015— National bank and Federal savings association investments in small business investment companies.
- § 7.1016— Independent undertakings issued by a national bank or Federal savings association to pay against documents.
- § 7.1017— National bank as guarantor or surety on indemnity bond.
- § 7.1018— National bank automatic payment plan accounts.
- § 7.1020— Purchase of open accounts by a national bank.
- § 7.1021— Financial literacy programs not branches of national banks.
- § 7.1022— National banks' authority to buy and sell exchange, coin, and bullion.
- § 7.1023— Federal savings associations, prohibition on industrial or commercial metal dealing or investing.
- § 7.1024— National bank or Federal savings association ownership of property.
- § 7.1025— Tax equity finance transactions by national banks and Federal savings associations.
- § 7.1026— National bank and Federal savings association payment system memberships.
- § 7.1027— Establishment and operation of a remote service unit by a national bank.
- § 7.1028— Establishment and operation of a deposit production office by a national bank.
- § 7.1029— Combination of national bank loan production office, deposit production office, and remote service unit.
- § 7.1030— Permissible derivatives activities for national banks.
Subpart B — Corporate Practices
- § 7.2000— National bank corporate governance.
- § 7.2001— National bank adoption of anti-takeover provisions.
- § 7.2002— National bank director or attorney as proxy.
- § 7.2003— National bank shareholder meetings; Board of directors meetings.
- § 7.2004— Honorary national bank directors or advisory boards.
- § 7.2005— Ownership of stock necessary to qualify as director of a national bank.
- § 7.2006— Cumulative voting in election of national bank directors.
- § 7.2007— Filling vacancies and increasing board of directors of a national bank other than by shareholder action.
- § 7.2008— Oath of national bank directors.
- § 7.2009— Quorum of a national bank board of directors; proxies not permissible.
- § 7.2010— National bank directors' responsibilities.
- § 7.2011— National bank compensation plans.
- § 7.2012— President as director of a national bank.
- § 7.2013— Fidelity bonds covering national bank officers and employees.
- § 7.2014— Indemnification of national bank and Federal savings association institution-affiliated parties.
- § 7.2015— National bank cashier.
- § 7.2016— Restricting transfer of national bank stock and record dates; stock certificates.
- § 7.2019— Loans secured by a national bank's own shares.
- § 7.2021— National bank preemptive rights.
- § 7.2022— National bank voting trusts.
- § 7.2023— National bank reverse stock splits.
- § 7.2024— Staggered terms for national bank directors and size of bank board.
- § 7.2025— Capital stock-related activities of a national bank.
Subpart C — National Bank and Federal Savings Association Operations
Subpart D — Preemption
- § 7.4000— Visitorial powers with respect to national banks.
- § 7.4001— Charging interest by national banks at rates permitted competing institutions; charging interest to corporate borrowers.
- § 7.4002— National bank charges.
- § 7.4007— Deposit-taking by national banks.
- § 7.4008— Lending by national banks.
- § 7.4010— Applicability of state law and visitorial powers to Federal savings associations and subsidiaries.
Subpart E — National Bank Electronic Activities
- § 7.5000— Scope.
- § 7.5001— Electronic activities that are incidental to the business of banking.
- § 7.5002— Furnishing of products and services by electronic means and facilities.
- § 7.5003— Composite authority to engage in electronic activities.
- § 7.5004— Sale of excess electronic capacity and by-products.
- § 7.5005— National bank acting as digital certification authority.
- § 7.5006— Data processing.
- § 7.5007— Correspondent services.
- § 7.5008— Location of a national bank conducting electronic activities.
- § 7.5009— Location under 12 U.S.C. 85 of national banks operating exclusively through the Internet.
- § 7.5010— Shared electronic space.