CFR › Title 13 › Part 120 › §120.19013 CFR §120.190Verified against eCFR.gov as of June 20, 2026View official text on eCFR.gov ↗Copy linkAn applicant for a business loan should apply to:(a)A Lender for a guaranteed or immediate participation loan;(b)A CDC for a 504 loan;(c)An Intermediary for a Microloan; or(d)SBA for a direct loan.