Section 7(a)(10) of the Act authorizes SBA to guarantee or make direct loans to the disabled. SBA distinguishes two kinds of assistance:
(a)DAL-1. DAL-1 Financial Assistance is available to non-profit public or private organizations for disabled individuals that employ such individuals; or
(b)DAL-2. DAL-2 Financial Assistance is available to:
(1)Small businesses wholly owned by disabled individuals; and
(2)Disabled individuals to establish, acquire, or operate a small business.