Part 123 — Disaster Loan Program
Subpart A — Overview
- § 123.1— What do these rules cover?
- § 123.2— What are disaster loans and disaster declarations?
- § 123.3— How are disaster declarations made?
- § 123.4— What is a disaster area and why is it important?
- § 123.5— What kinds of loans are available?
- § 123.6— What does SBA look for when considering a disaster loan applicant?
- § 123.7— Are there restrictions on how disaster loans can be used?
- § 123.8— Does SBA charge any fees for obtaining a disaster loan?
- § 123.9— What happens if I don't use loan proceeds for the intended purpose?
- § 123.10— What happens if I cannot use my insurance proceeds to make repairs?
- § 123.11— Does SBA require collateral for any of its disaster loans?
- § 123.12— Are books and records required?
- § 123.13— What happens if my loan application is denied?
- § 123.14— How does the Federal Debt Collection Procedures Act of 1990 apply?
- § 123.15— What if I change my mind?
- § 123.16— How are loans administered and serviced?
- § 123.17— Do other Federal requirements apply?
- § 123.18— Can I request an increase in the amount of a physical disaster loan?
- § 123.19— May I request an increase in the amount of an economic injury loan?
- § 123.20— How long do I have to request an increase in the amount of a physical disaster loan or an economic injury loan?
- § 123.21— What is a mitigation measure?
- § 123.22— Severability.
Subpart B — Home Disaster Loans
- § 123.100— Am I eligible to apply for a home disaster loan?
- § 123.101— When am I not eligible for a home disaster loan?
- § 123.102— What circumstances would justify my relocating?
- § 123.103— What happens if I am forced to move from my home?
- § 123.104— What interest rate will I pay on my home disaster loan?
- § 123.105— How much can I borrow with a home disaster loan and what limits apply on use of funds and repayment terms?
- § 123.106— What is eligible refinancing?
- § 123.107— How much can I borrow for post-disaster mitigation for my home?
- § 123.108— How do the SBA disaster loan program and the FEMA grant programs interact?
Subpart C — Physical Disaster Business Loans
- § 123.200— Am I eligible to apply for a physical disaster business loan?
- § 123.201— When am I not eligible to apply for a physical disaster business loan?
- § 123.202— How much can my business borrow with a physical disaster business loan?
- § 123.203— What interest rate will my business pay on a physical disaster business loan and what are the repayment terms?
- § 123.204— How much can your business borrow for post-disaster mitigation?
Subpart D — Economic Injury Disaster Loans
- § 123.300— Is my business eligible to apply for an economic injury disaster loan?
- § 123.301— When would my business not be eligible to apply for an economic injury disaster loan?
- § 123.302— What is the interest rate on an economic injury disaster loan?
- § 123.303— How can my business spend my economic injury disaster loan?
- § 123.304— Is there a limit on the maximum loan amount to a single corporate group for COVID EIDL Loans?
Subpart F — Military Reservist Economic Injury Disaster Loans
- § 123.500— Definitions.
- § 123.501— Under what circumstances is your business eligible to be considered for a Military Reservist Economic Injury Disaster Loan?
- § 123.502— Under what circumstances is your business ineligible to be considered for a Military Reservist Economic Injury Disaster Loan?
- § 123.503— When can you apply for a Military Reservist EIDL?
- § 123.504— How do you apply for a Military Reservist EIDL?
- § 123.505— What if you are both an essential employee and the owner of the small business and you started active service before applying for a Military Reservist EIDL?
- § 123.506— How much can you borrow under the Military Reservist EIDL Program?
- § 123.507— Under what circumstances will SBA consider waiving the $2 million loan limit?
- § 123.508— How can you use Military Reservist EIDL funds?
- § 123.509— What can't you use Military Reservist EIDL funds for?
- § 123.510— What if you don't use your Military Reservist EIDL funds as authorized?
- § 123.511— How will SBA disburse Military Reservist EIDL funds?
- § 123.512— What is the interest rate on a Military Reservist EIDL?
- § 123.513— Does SBA require collateral on its Military Reservist EIDL?
Subpart H — Immediate Disaster Assistance Program
- § 123.700— What is the Immediate Disaster Assistance Program?
- § 123.701— What is the application procedure for an IDAP loan?
- § 123.702— What are the eligibility requirements for an IDAP loan?
- § 123.703— What are the terms of an IDAP loan?
- § 123.704— Are there restrictions on how IDAP loan funds may be used?
- § 123.705— Are there any fees associated with IDAP loans?
- § 123.706— What are the requirements for IDAP Lenders?
Subpart I — Interaction With Non-Federal Requirements
- § 123.800— Purpose.
- § 123.801— Definitions.
- § 123.802— Scope and applicability.
- § 123.803— Federal preemption.
- § 123.804— Supersession of State or Local Requirements.
- § 123.805— Certifications as to State and Local Compliance.
- § 123.806— Interference with SBA Disaster Loan Usage.
- § 123.807— Severability.
- § 123.808— Applicability date.