StacksVerified U.S. regulatory reference

2 CFR §2424.995

Verified against eCFR.gov as of June 20, 2026View official text on eCFR.gov
A person who has a critical influence on, or substantive control over, a covered transaction, whether or not employed by the participant. Persons who have a critical influence on, or substantive control over, a covered transaction may include, but are not limited to:
  1. (a)Loan officers;
  2. (b)Staff appraisers and inspectors;
  3. (c)Underwriters;
  4. (d)Bonding companies;
  5. (e)Borrowers under programs financed by HUD or with loans guaranteed, insured, or subsidized through HUD programs;
  6. (f)Purchasers of properties with HUD-insured or Secretary-held mortgages;
  7. (g)Recipients under HUD assistance agreements;
  8. (h)Ultimate beneficiaries of HUD programs;
  9. (i)Fee appraisers and inspectors;
  10. (j)Real estate agents and brokers;
  11. (k)Management and marketing agents;
  12. (l)Accountants, consultants, investment bankers, architects, engineers, and attorneys who are in a business relationship with participants in connection with a covered transaction under a HUD program;
  13. (m)Contractors involved in the construction or rehabilitation of properties financed by HUD, with HUD-insured loans or acquired properties, including properties held by HUD as mortgagee-in-possession;
  14. (n)Closing agents;
  15. (o)Turnkey developers of projects financed by or with financing insured by HUD;
  16. (p)Title companies;
  17. (q)Escrow agents;
  18. (r)Project owners;
  19. (s)Administrators of hospitals, nursing homes, and projects for the elderly financed or insured by HUD; and
  20. (t)Developers, sellers, or owners of property financed with loans insured under Title I or Title II of the National Housing Act.