StacksVerified U.S. regulatory reference

24 CFR §1005.449

Verified against eCFR.gov as of June 20, 2026View official text on eCFR.gov ↗
A Section 184 Guaranteed Loan, except for mortgage transactions exempted under 15 U.S.C. 1639c(b)(3)(ii), is afforded safe harbor as a qualified mortgage that meets the ability-to-repay requirements in 15 U.S.C. 1639c(a).