24 CFR §1007.80
Verified against eCFR.gov as of June 20, 2026View official text on eCFR.gov ↗
A mortgage guaranteed under section 184A of the Housing and Community Development Act of 1992 (1715z-13b), except for mortgage transactions exempted under § 203.19(c)(2), is a safe harbor qualified mortgage that meets the ability-to-repay requirements in 15 U.S.C. 1639c(a).