24 CFR Part 206 — Home Equity Conversion Mortgage Insurance
Subpart A — General
Subpart B — Eligibility; Endorsement
- § 206.9— Eligible mortgagees.
- § 206.13— Disclosure of available HECM program options.
- § 206.15— Insurance.
- § 206.17— Eligible mortgages: general.
- § 206.19— Payment options.
- § 206.21— Interest rate.
- § 206.23— Shared appreciation.
- § 206.25— Calculation of disbursements.
- § 206.26— Change in payment option.
- § 206.27— Mortgage provisions.
- § 206.31— Allowable charges and fees.
- § 206.32— No outstanding unpaid obligations.
- § 206.33— Age of borrower.
- § 206.34— Limitation on number of mortgages.
- § 206.35— Title of property which is security for HECM.
- § 206.36— Seasoning requirements for existing non-HECM liens.
- § 206.37— Credit standing.
- § 206.39— Principal residence.
- § 206.40— Disclosure, verification and certifications.
- § 206.41— Counseling.
- § 206.43— Information to borrower.
- § 206.44— Monetary investment for HECM for Purchase program.
- § 206.45— Eligible properties.
- § 206.47— Property standards; repair work.
- § 206.51— Eligibility of mortgages involving a dwelling unit in a condominium.
- § 206.52— Eligible sale of property-HECM for Purchase<em>.</em>
- § 206.53— Refinancing a HECM loan.
- § 206.55— Deferral of due and payable status for Eligible Non-Borrowing Spouses.
- § 206.57— Cure provision enabling reinstatement of Deferral Period<em>.</em>
- § 206.59— Obligations of mortgagee.
- § 206.61— HECM proceeds during a Deferral Period.
Subpart C — Contract Rights and Obligations
- § 206.101— Sale, assignment and pledge of insured mortgages.
- § 206.102— Insurance Funds.
- § 206.103— Payment of MIP.
- § 206.105— Amount of MIP.
- § 206.107— Mortgagee election of assignment or shared premium option.
- § 206.109— Amount of mortgagee share of premium.
- § 206.111— Due date of MIP.
- § 206.113— Late charge and interest.
- § 206.115— Insurance of mortgage.
- § 206.116— Refunds.
- § 206.117— General.
- § 206.121— Commissioner authorized to make payments.
- § 206.123— Claim procedures in general.
- § 206.125— Acquisition and sale of the property.
- § 206.127— Application for insurance benefits.
- § 206.129— Payment of claim.
- § 206.130— Amount of payment—HECM Single Family Sale assignments.
- § 206.131— Contract rights and obligations for mortgages on individual dwelling units in a condominium.
- § 206.133— Termination of insurance contract.
- § 206.134— Partial release, addition or substitution of security.
- § 206.135— Application for insurance benefits and fiscal data.
- § 206.136— Conditions for assignment.
- § 206.137— Effect of noncompliance with regulations.
- § 206.138— Mortgagee's liability for certain expenditures.
- § 206.140— Inspection and preservation of properties.
- § 206.141— Property condition.
- § 206.142— Adjustment for damage or neglect.
- § 206.143— Certificate of property condition.
- § 206.144— Final payment.
- § 206.145— Items deducted from payment.
- § 206.146— Debenture interest rate.