StacksVerified U.S. regulatory reference

24 CFR §266.515

Verified against eCFR.gov as of June 20, 2026View official text on eCFR.gov ↗
  1. (a)Loan origination and servicing. Records pertaining to the mortgage loan origination and servicing of the loan must be maintained for as long as the insurance remains in force.
  2. (b)Defaults and claims. Records pertaining to a mortgage default and claim must be retained from the date of default through final settlement of the claim for a period of no less than three years after final settlement.