25 CFR §141.44

1. (a)Any licensee under this part who lends money or extends credit with personal property as security and holds such property as a pledge shall maintain invault all risk insurance coverage running in favor of the pledgor for such property in amounts based upon a report issued monthly to the insurer. Such monthly report shall be an amount not less than the total agreed replacement value of all pawned items then held by the licensee.
2. (b)A copy of the insurance policy shall be available for inspection at the licensee's place of business and a copy shall be filed with the Commissioner.