25 CFR §256.26
Verified against eCFR.gov as of June 20, 2026View official text on eCFR.gov ↗
You will need flood insurance if your house is located in an area identified as having special flood hazards under the Flood Disaster Protection Act of 1973 (Pub. L. 93-234, 87 Stat. 975). Your servicing housing office will advise you.