StacksVerified U.S. regulatory reference

34 CFR §34.6

Verified against eCFR.gov as of June 20, 2026View official text on eCFR.gov
Before starting garnishment, we provide you the opportunity—
  1. (a)To inspect and copy our records related to the debt;
  2. (b)To enter into a written repayment agreement with us to repay the debt under terms we consider acceptable;
  3. (c)For a hearing in accordance with § 34.8 concerning—
    1. (1)The existence, amount, or current enforceability of the debt;
    2. (2)The rate at which the garnishment order will require your employer to withhold pay; and
    3. (3)Whether you have been continuously employed less than 12 months after you were involuntarily separated from employment.