Part 685 — William D. Ford Federal Direct Loan Program
Subpart A — Purpose and Scope
Subpart B — Borrower Provisions
- § 685.200— Borrower eligibility.
- § 685.201— Obtaining a loan.
- § 685.202— Charges for which Direct Loan Program borrowers are responsible.
- § 685.203— Loan limits.
- § 685.204— Deferment.
- § 685.205— Forbearance.
- § 685.206— Borrower responsibilities and defenses.
- § 685.207— Obligation to repay.
- § 685.208— Fixed payment repayment plans.
- § 685.209— Income-driven repayment plans.
- § 685.210— Choice of repayment plan.
- § 685.211— Miscellaneous repayment provisions.
- § 685.212— Discharge of a loan obligation.
- § 685.213— Total and permanent disability discharge.
- § 685.214— Closed school discharge.
- § 685.215— Discharge for false certification of student eligibility or unauthorized payment.
- § 685.216— Unpaid refund discharge.
- § 685.217— Teacher loan forgiveness program.
- § 685.218— Discharge of student loan indebtedness for survivors of victims of the September 11, 2001, attacks.
- § 685.219— Public Service Loan Forgiveness Program (PSLF).
- § 685.220— Consolidation.
- § 685.221— Alternative repayment plan.
- § 685.222— Borrower defenses and procedures for loans first disbursed on or after July 1, 2017, and before July 1, 2020, and procedures for loans first disbursed prior to July 1, 2017.
- § 685.223— Severability.
Subpart C — Requirements, Standards, and Payments for Direct Loan Program Schools
- § 685.300— Agreements between an eligible school and the Secretary for participation in the Direct Loan Program.
- § 685.301— Origination of a loan by a Direct Loan Program school.
- § 685.303— Processing loan proceeds.
- § 685.304— Counseling borrowers.
- § 685.305— Determining the date of a student's withdrawal.
- § 685.306— Payment of a refund or return of title IV, HEA program funds to the Secretary.
- § 685.307— Withdrawal procedure for schools participating in the Direct Loan Program.
- § 685.308— Remedial actions.
- § 685.309— Administrative and fiscal control and fund accounting requirements for schools participating in the Direct Loan Program.
- § 685.310— Severability.
Subpart D — Borrower Defense to Repayment
- § 685.400— Scope and purpose.
- § 685.401— Borrower defense-general.
- § 685.402— Group process for borrower defense.
- § 685.403— Individual process for borrower defense.
- § 685.404— Group process based on prior Secretarial final actions.
- § 685.405— Institutional response.
- § 685.406— Adjudication of borrower defense applications.
- § 685.407— Reconsideration.
- § 685.408— Discharge.
- § 685.409— Recovery from institutions.
- § 685.410— Cooperation by the borrower.
- § 685.411— Transfer to the Secretary of the borrower's right of recovery against third parties.
- § 685.499— Severability.