Part 36 — Loan Guaranty
Subpart A — Guaranty of Loans to Veterans to Purchase Manufactured Homes and Lots, Including Site Preparation
- § 36.4201— Applicability of the § 36.4200 series.
- § 36.4202— Definitions.
- § 36.4203— Eligibility of the veteran for the manufactured home loan benefit under 38 U.S.C. 3712.
- § 36.4204— Loan purposes, maximum loan amounts and terms.
- § 36.4205— Computation of guaranty.
- § 36.4206— Underwriting standards, occupancy, and non-discrimination requirements.
- § 36.4207— Manufactured home standards.
- § 36.4208— Manufactured home location standards.
- § 36.4209— Reporting requirements.
- § 36.4210— Joint loans.
- § 36.4211— Amortization—prepayment.
- § 36.4212— Interest rates and late charges.
- § 36.4213— Capacity of parties.
- § 36.4214— Geographical limits.
- § 36.4215— Maintenance of records.
- § 36.4217— Delivery of notice.
- § 36.4218— Payment in full; termination of guaranty.
- § 36.4219— Incorporation by reference.
- § 36.4220— Substantive and procedural requirements; waiver.
- § 36.4221— Delegation of authority.
- § 36.4222— Hazard insurance.
- § 36.4223— Interest rate reduction refinancing loan.
- § 36.4224— Refinancing existing manufactured home loan including purchase of lot.
- § 36.4225— Authority to close manufactured home loans on the automatic basis.
- § 36.4226— Withdrawal of authority to close manufactured home loans on the automatic basis.
- § 36.4227— Advertising and Solicitation Requirements.
- § 36.4231— Warranty requirements.
- § 36.4232— Allowable fees and charges; manufactured home unit.
- § 36.4234— Title and lien requirements.
- § 36.4251— Loans to finance the purchase of manufactured homes and the cost of necessary site preparation.
- § 36.4252— Loans for purchase or refinancing of a manufactured home.
- § 36.4253— Title and lien requirements.
- § 36.4254— Fees and charges.
- § 36.4255— Loans for the acquisition of a lot.
- § 36.4275— Events constituting default and acceptability of partial payments.
- § 36.4276— Advances and other charges.
- § 36.4277— Release of security.
- § 36.4278— Servicing procedures for holders.
- § 36.4279— Extensions and reamortizations.
- § 36.4280— Reporting of defaults.
- § 36.4281— Refunding of loans in default.
- § 36.4282— Legal proceedings (notice of repossession).
- § 36.4283— Foreclosure or repossession.
- § 36.4284— Computation of guaranty claims.
- § 36.4285— Subrogation and indemnity.
- § 36.4286— Partial or total loss of guaranty.
- § 36.4287— Substitution of trustees.
Subpart B — Guaranty or Insurance of Loans to Veterans With Electronic Reporting
- § 36.4300— Applicability and qualified mortgage status.
- § 36.4301— Definitions.
- § 36.4302— Computation of guaranties or insurance credits.
- § 36.4303— Reporting requirements.
- § 36.4304— Deviations; changes of identity.
- § 36.4305— Partial disbursement.
- § 36.4306— Refinancing of mortgage or other lien indebtedness.
- § 36.4307— Interest rate reduction refinancing loan.
- § 36.4308— Joint loans.
- § 36.4309— Transfer of title by borrower or maturity by demand or acceleration.
- § 36.4310— Amortization.
- § 36.4311— Prepayment.
- § 36.4312— Interest rates.
- § 36.4313— Charges and fees.
- § 36.4314— Advances and other charges.
- § 36.4315— Loan modifications.
- § 36.4316— Acceptability of partial payments.
- § 36.4317— Servicer reporting requirements.
- § 36.4318— Servicer tier ranking—temporary procedures.
- § 36.4319— Servicer loss-mitigation options and incentives.
- § 36.4320— VA purchase of loans in default.
- § 36.4321— Service of process.
- § 36.4322— Loan termination.
- § 36.4323— Election to convey security.
- § 36.4324— Guaranty claims; subsequent accounting.
- § 36.4325— Computation of indebtedness.
- § 36.4326— Subrogation and indemnity.
- § 36.4327— Release of security.
- § 36.4328— Partial or total loss of guaranty or insurance.
- § 36.4329— Hazard insurance.
- § 36.4330— Substitution of trustees.
- § 36.4331— Capacity of parties to contract.
- § 36.4332— Geographical limits.
- § 36.4333— Maintenance of records.
- § 36.4335— Delivery of notice.
- § 36.4336— Oversight of servicing.
- § 36.4337— Conformance of loan instruments.
- § 36.4338— Supplementary administrative action.
- § 36.4339— Eligibility of loans; reasonable value requirements.
- § 36.4340— Underwriting standards, processing procedures, lender responsibility, and lender certification.
- § 36.4341— Death or insolvency of holder.
- § 36.4342— Qualification for designated fee appraisers.
- § 36.4343— Restriction on designated fee appraisers.
- § 36.4345— Delegation of authority.
- § 36.4346— Cooperative loans.
- § 36.4347— Lender Appraisal Processing Program.
- § 36.4348— Servicer Appraisal Processing Program.
- § 36.4349— Waivers, consents, and approvals; when effective.
- § 36.4350— Servicing procedures for holders.
- § 36.4351— Minimum property and construction requirements.
- § 36.4352— Authority to close loans on the automatic basis.
- § 36.4353— Withdrawal of authority to close loans on the automatic basis.
- § 36.4354— Estate of veteran in real property.
- § 36.4355— Loans, first, second, or unsecured.
- § 36.4356— Tax, special assessment and other liens.
- § 36.4357— Combination residential and business property.
- § 36.4359— Supplemental loans.
- § 36.4360— Condominium loans—general.
- § 36.4361— Acceptable ownership arrangements and documentation.
- § 36.4362— Rights and restrictions.
- § 36.4363— Miscellaneous legal requirements.
- § 36.4364— Documentation and related requirements—flexible condominiums and condominiums with offsite facilities.
- § 36.4365— Appraisal requirements.
- § 36.4367— Requirement of construction warranty.
- § 36.4368— Nondiscrimination and equal opportunity in housing certification requirements.
- § 36.4369— Correction of structural defects.
- § 36.4370— Advertising and solicitation requirements.
- § 36.4375— Insured loan and insurance account.
- § 36.4377— Transfer of insured loans.
- § 36.4378— Debits and credits to insurance account under § 36.4320.
- § 36.4379— Payment of insurance.
- § 36.4380— Reports of insured institutions.
- § 36.4390— Purpose.
- § 36.4391— Applicability.
- § 36.4392— Certification requirements.
- § 36.4393— Complaint and hearing procedure.
Subpart C — Assistance to Eligible Individuals in Acquiring Specially Adapted Housing
- § 36.4400— Authority.
- § 36.4401— Definitions.
- § 36.4402— Grant types.
- § 36.4403— Subsequent use.
- § 36.4404— Eligibility for assistance.
- § 36.4405— Grant approval.
- § 36.4406— Reimbursement of costs and disbursement of grant funds.
- § 36.4407— Guaranteed and direct loans.
- § 36.4408— Submission of proof to the Secretary.
- § 36.4409— Delegations of authority.
- § 36.4410— Supplementary administrative action.
- § 36.4411— Annual adjustments to the aggregate amount of assistance available.
- § 36.4412— Specially Adapted Housing Assistive Technology Grant Program.
Subpart D — Direct Loans
- § 36.4500— Applicability and qualified mortgage status.
- § 36.4501— Definitions.
- § 36.4502— Use of guaranty entitlement.
- § 36.4503— Amount and amortization.
- § 36.4504— Loan closing expenses.
- § 36.4505— Maturity of loan.
- § 36.4506— Recasting.
- § 36.4507— Refinancing of mortgage or other lien indebtedness.
- § 36.4508— Transfer of property by borrower.
- § 36.4509— Joint loans.
- § 36.4510— Prepayment, acceleration, and liquidation.
- § 36.4511— Advances after loan closing.
- § 36.4512— Taxes and insurance.
- § 36.4513— Foreclosure and liquidation.
- § 36.4514— Eligibility requirements.
- § 36.4515— Estate of veteran in real property.
- § 36.4516— Lien requirements.
- § 36.4517— Incorporation by reference.
- § 36.4518— Supplementary administrative action.
- § 36.4519— Eligible purposes and reasonable value requirements.
- § 36.4520— Delegation of authority.
- § 36.4521— Minimum property and construction requirements.
- § 36.4522— Waivers, consents, and approvals.
- § 36.4523— Geographical limits.
- § 36.4524— Sale of loans.
- § 36.4525— Requirement of a construction warranty.
- § 36.4526— Issuance of fund reservation commitments.
- § 36.4527— Direct housing loans to Native American veterans on trust lands.
- § 36.4528— Vendee loan origination fee.
- § 36.4529— Vendee loan post-origination fees.
- § 36.4530— Vendee loan other fees.
Subpart E — Sale of Loans, Guarantee of Payment, and Flood Insurance
- § 36.4600— Sale of loans, guarantee of payment.
- § 36.4700— Authority, purpose, and scope.
- § 36.4701— Definitions.
- § 36.4702— Requirement to purchase flood insurance where available.
- § 36.4703— Exemptions.
- § 36.4704— Escrow requirement.
- § 36.4705— Required use of standard flood hazard determination form.
- § 36.4706— Forced placement of flood insurance.
- § 36.4707— Determination fees.
- § 36.4708— Notice of special flood hazards and availability of Federal disaster relief assistance.
- § 36.4709— Notice of servicer's identity.
Subpart F — COVID-19 Recovery Measures
- § 36.4800— Applicability.
- § 36.4801— Definitions.
- § 36.4802— General purpose of the COVID-19 Veterans Assistance Partial Claim Payment program.
- § 36.4803— General requirements of the COVID-19 Veterans Assistance Partial Claim Payment program.
- § 36.4804— Partial claim payment as a home retention option.
- § 36.4805— Terms of the partial claim payment.
- § 36.4806— Terms of the assistance to the veteran.
- § 36.4807— Application for partial claim payment.
- § 36.4808— No effect on the servicing of the guaranteed loan.
- § 36.4809— Expiration of the COVID-19 Veterans Assistance Partial Claim Payment program.
- § 36.4810— Oversight of the COVID-19 Veterans Assistance Partial Claim Payment program.