A. Each bank is assigned a routing number by an agent of the American Bankers Association. The routing number takes two forms: a fractional form and a nine-digit form. A paying bank generally is identified on the face of a check by its routing number in both the fractional form (which generally appears in the upper right-hand corner of the check) and the nine-digit form (which is printed in magnetic ink along the bottom of the check). Where a check is payable by one bank but payable through another bank, the routing number appearing on the check is that of the payable-through bank, not the payor bank.

B. The first four digits of the nine-digit routing number (and the denominator of the fractional routing number) form the “Federal Reserve routing symbol,” and the first two digits of the routing number identify the Federal Reserve District in which the bank is located. Thus, 01 will be the first two digits of the routing number of a bank in the First Federal Reserve District (Boston), and 12 will be the first two digits of the routing number of a bank in the Twelfth District (San Francisco). Adding 2 to the first digit denotes a thrift institution. Thus, 21 identifies a thrift in the First District, and 32 denotes a thrift in the Twelfth District.

Fourth Federal Reserve District

[Federal Reserve Bank of Cleveland]

Head Office

Open Table
10110    2111
0111    2112
0112    2113
0113    2114
0114    2115
0115    2116
0116    2117
0117    2118
0118    2119
0119    2210
0210    2211
0211    2212
0212    2213
0213    2214
0214    2215
0215    2216
0216    2219
0219    2220
0220    2223
0223    2260
0260    2280
0280    2310
0310    2311
0311    2312
0312    2313
0313    2319
0319    2360
0360    2410
0410    2412
0412    2420
0420    2421
0421    2422
0422    2423
0423    2430
0430    2432
0432    2433
0433    2434
0434    2440
0440    2441
0441    2442
0442    2510
0510    2514
0514    2515
0515    2519
0519    2520
0520    2521
0521    2522
0522    2530
0530    2531
0531    2532
0532    2539
0539    2540
0540    2550
0550    2560
0560    2570
0570    2610
0610    2611
0611    2612
0612    2613
0613    2620
0620    2621
0621    2622
0622    2630
0630    2631
0631    2632
0632    2640
0640    2641
0641    2642
0642    2650
0650    2651
0651    2652
0652    2653
0653    2654
0654    2655
0655    2660
0660    2670
0670    2710
0710    2711
0711    2712
0712    2719
0719    2720
0720    2724
0724    2730
0730    2739
0739    2740
0740    2749
0749    2750
0750    2759
0759    2810
0810    2812
0812    2813
0813    2815
0815    2819
0819    2820
0820    2829
0829    2830
0830    2839
0839    2840
0840    2841
0841    2842
0842    2843
0843    2863
0863    2865
0865    2910
0910    2911
0911    2912
0912    2913
0913    2914
0914    2915
0915    2918
0918    2919
0919    2920
0920    2921
0921    2929
0929    2960
0960    3010
1010    3011
1011    3012
1012    3019
1019    3020
1020    3021
1021    3022
1022    3023
1023    3030
1030    3031
1031    3039
1039    3040
1040    3041
1041    3049
1049    3070
1070    3110
1110    3111
1111    3113
1113    3119
1119    3120
1120    3122
1122    3123
1123    3130
1130    3131
1131    3140
1140    3149
1149    3163
1163    3210
1210    3211
1211    3212
1212    3213
1213    3220
1220    3221
1221    3222
1222    3223
1223    3224
1224    3230
1230    3231
1231    3232
1232    3233
1233    3240
1240    3241
1241    3242
1242    3243
1243    3250
1250    3251
1251    3252
1252  

1The first two digits identify the bank's Federal Reserve District. For example, 01 identifies the First Federal Reserve District (Boston), and 12 identifies the Twelfth District (San Francisco). Adding 2 to the first digit denotes a thrift institution. For example, 21 identifies a thrift in the First District, and 32 denotes a thrift in the Twelfth District.

Federal Reserve Banks

Open Table
0110 0001 5    0720 0029 0
0111 0048 1    0730 0033 8
0210 0120 8    0740 0020 1
0212 0400 5    0750 0012 9
0213 0500 1    0810 0004 5
0220 0026 6    0820 0013 8
0310 0004 0    0830 0059 3
0410 0001 4    0840 0003 9
0420 0043 7    0910 0008 0
0430 0030 0    0920 0026 7
0440 0050 3    1010 0004 8
0510 0003 3    1020 0019 9
0519 0002 3    1030 0024 0
0520 0027 8    1040 0012 6
0530 0020 6    1110 0003 8
0539 0008 9    1120 0001 1
0610 0014 6    1130 0004 9
0620 0019 0    1140 0072 1
0630 0019 9    1210 0037 4
0640 0010 1    1220 0016 6
0650 0021 0    1230 0001 3
0660 0010 9    1240 0031 3
0710 0030 1    1250 0001 1
0711 0711 0  

Federal Home Loan Banks

Open Table
0110 0053 6    0740 0101 9
0212 0639 1    0810 0091 9
0260 0973 9    0910 0091 2
0410 0291 5    1010 0091 2
0420 0091 6    1011 0194 7
0430 0143 5    1110 1083 7
0430 1862 2    1119 1083 0
0610 0876 6    1210 0070 1
0710 0450 1    1240 0287 4
0730 0091 4    1250 0050 3

[53 FR 19433, May 27, 1988]


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