(a) Copies of records. The CFPB shall provide the requester with copies of records requested pursuant to §1070.53 at the same cost charged for duplication of records under §1070.22.

(b) No fee. The CFPB will not charge a fee if:

(1) Total charges associated with a request are less than $5; or

(2) The requester is a CFPB employee or former employee, or an applicant for employment with the CFPB, and the request pertains to that employee, former employee, or applicant.