12 CFR § 157.10
What authorities govern the issuance of deposit accounts by Federal savings associations?
November 10, 2020
A Federal savings association (“you”) may raise funds through accounts and may issue evidence of accounts under section 5(b)(1) of the HOLA (12 U.S.C. 1464(b)(1)), your charter, and this part. Additionally, 12 CFR parts 204 and 230 apply to your deposit activities.