12 CFR § 390.101
Do the same procedures apply to all applications under this subpart?
November 10, 2020
The FDIC processes applications for State savings associations under this subpart using two procedures, expedited treatment and standard treatment. To determine which treatment applies, you may use the following chart:
Open Table
| If . . . | Then the FDIC will process your application under . . . |
|---|---|
| (a) The applicable regulation does not specifically state that expedited treatment is available | Standard treatment. |
| (b) You are not a State savings association | Standard treatment. |
| (c) Your composite rating is 3, 4, or 5. The composite rating is the composite numeric rating that the FDIC or the other federal banking regulator assigned to you under the Uniform Financial Institutions Rating System or under a comparable rating system. The composite rating refers to the rating assigned and provided to you, in writing, as a result of the most recent examination | Standard treatment. |
| (d) Your Community Reinvestment Act (CRA) rating is Needs to Improve or Substantial Noncompliance. The CRA rating is the Community Reinvestment Act performance rating that the FDIC or the other federal banking regulator assigned and provided to you, in writing, as a result of the most recent compliance examination. See, for example, 12 CFR 195.28 | Standard treatment. |
| (e) Your compliance rating is 3, 4, or 5. The compliance rating is the numeric rating that the FDIC or the other federal banking regulator assigned to you under the FDIC compliance rating system, or a comparable rating system used by the other federal banking regulator. The compliance rating refers to the rating assigned and provided to you, in writing, as a result of the most recent compliance examination | Standard treatment. |
| (f) You fail any one of your capital requirements under 12 CFR part 324 | Standard treatment. |
| (g) The FDIC has notified you that you are an association in troubled condition | Standard treatment. |
| (h) Neither the FDIC nor any other federal banking regulator has assigned you a composite rating, a CRA rating or a compliance rating | Standard treatment. |
| (i) You do not meet any of the criteria listed in paragraphs (a) through (h) of this section | Expedited treatment. |
[76 FR 47655, Aug. 5, 2011, as amended at 83 FR 17743, Apr. 24, 2018]
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