12 CFR § 617.7120
How should a qualified lender present the disclosures to a borrower?
November 10, 2020
A qualified lender must:
(a) Disclose the effective interest rate and other information required by subparts B and C of this part clearly and conspicuously in writing, in a form that is easy to read and understand and that the borrower may keep; and
(b) Not combine the disclosures with any information not directly related to the information required by §§617.7130 and 617.7135.