15 USC § 1693k
Compulsory use of electronic fund transfers
through Pub. L. 116-344, except Pub. Ls. 116-260 and 116-283
No person may—
(1) condition the extension of credit to a consumer on such consumer's repayment by means of preauthorized electronic fund transfers; or
(2) require a consumer to establish an account for receipt of electronic fund transfers with a particular financial institution as a condition of employment or receipt of a government benefit.