When a borrower whose dwelling was constructed by the self-help method complains about construction defects, Rural Development will determine whether the defect is the result of work performed by a contractor or work performed by the borrower under the guidance of the self-help group. Defects which are determined to be the responsibility of a contractor will be handled in accordance with §1924.259 of this subpart. Defects determined to be the result of work performed by the borrower are not eligible for compensation under this subpart.