12 CFR § 1282.19
Affordability—Rent level definitions—tenant income is not known
November 10, 2020
CFR

For purposes of determining whether a rental unit is affordable where the income of the family in the dwelling unit is not known to the Enterprise, the affordability of the unit is determined based on unit size as follows:

(a) For moderate-income, maximum affordable rents to count as housing for moderate-income families shall not exceed the following percentages of area median income with adjustments, depending on unit size:

Open Table
Unit size Percentage of area median income
Efficiency 21
1 bedroom 22.5
2 bedrooms 27
3 bedrooms or more *

*31.2% plus (3.6% multiplied by the number of bedrooms in excess of 3).

(b) For low-income (80%), maximum affordable rents to count as housing for low-income (80%) families shall not exceed the following percentages of area median income with adjustments, depending on unit size:

Open Table
Unit size Percentage of area median income
Efficiency 16.8
1 bedroom 18
2 bedrooms 21.6
3 bedrooms or more *

*24.96% plus (2.88% multiplied by the number of bedrooms in excess of 3).

(c) For low-income (60%), maximum affordable rents to count as housing for low-income (60%) families shall not exceed the following percentages of area median income with adjustments, depending on unit size:

Open Table
Unit size Percentage of area median income
Efficiency 12.6
1 bedroom 13.5
2 bedrooms 16.2
3 bedrooms or more *

*18.72% plus (2.16% multiplied by the number of bedrooms in excess of 3).

(d) For very low-income, maximum affordable rents to count as housing for very low-income families shall not exceed the following percentages of area median income with adjustments, depending on unit size:

Open Table
Unit size Percentage of area median income
Efficiency 10.5
1 bedroom 11.25
2 bedrooms 13.5
3 bedrooms or more *

*15.6% plus (1.8% multiplied by the number of bedrooms in excess of 3).

(e) For extremely low-income, maximum affordable rents to count as housing for extremely low-income families shall not exceed the following percentages of area median income with adjustments, depending on unit size:

Open Table
Unit size Percentage of area
median income
Efficiency 6.3
1 bedroom 6.75
2 bedrooms 8.1
3 bedrooms or more *

*9.36% plus (1.08% multiplied by the number of bedrooms in excess of 3).

[75 FR 55930, Sept. 14, 2010, as amended at 80 FR 53432, Sept. 3, 2015]


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