12 U.S.C. § 2802

1. (1)the term “Bureau” means the Bureau of Consumer Financial Protection;
2. (2)the term “mortgage loan” means a loan which is secured by residential real property or a home improvement loan;
3. (3)the term “depository institution”—
   1. (A)means—which makes federally related mortgage loans as determined by the Board; and
      1. (i)any bank (as defined in section 1813(a)(1) of this title);
      2. (ii)any savings association (as defined in section 1813(b)(1) of this title); and
      3. (iii)any credit union,
   2. (B)includes any other lending institution (as defined in paragraph (4) 1 So in original. Probably should be “paragraph (5)”.) other than any institution described in subparagraph (A);
4. (4)the term “completed application” means an application in which the creditor has received the information that is regularly obtained in evaluating applications for the amount and type of credit requested;
5. (5)the term “other lending institutions” means any person engaged for profit in the business of mortgage lending;
6. (6)the term “Board” means the Board of Governors of the Federal Reserve System; and
7. (7)the term “Secretary” means the Secretary of Housing and Urban Development.