StacksVerified U.S. regulatory reference

15 U.S.C. § 1639g

Verified against govinfo.gov as of June 20, 2026View official text on govinfo.gov
A creditor or servicer of a home loan shall send an accurate payoff balance within a reasonable time, but in no case more than 7 business days, after the receipt of a written request for such balance from or on behalf of the borrower.