50 U.S.C. § 3933

1. (a)When an action for compliance with the terms of a contract is stayed pursuant to this chapter, a penalty shall not accrue for failure to comply with the terms of the contract during the period of the stay.
2. (b)If a servicemember fails to perform an obligation arising under a contract and a penalty is incurred arising from that nonperformance, a court may reduce or waive the fine or penalty if—
   1. (1)the servicemember was in military service at the time the fine or penalty was incurred; and
   2. (2)the ability of the servicemember to perform the obligation was materially affected by such military service.