StacksVerified U.S. regulatory reference

12 CFR §225.352

Verified against eCFR.gov as of June 20, 2026View official text on eCFR.gov ↗
Mortgage originators and secondary market issuers that engage in credit decisions or covered securitization determinations themselves, or through or in cooperation with a third-party or affiliate, must adopt and maintain policies, practices, procedures, and control systems to ensure that automated valuation models used in these transactions adhere to quality control standards designed to:
  1. (a)Ensure a high level of confidence in the estimates produced;
  2. (b)Protect against the manipulation of data;
  3. (c)Seek to avoid conflicts of interest;
  4. (d)Require random sample testing and reviews; and
  5. (e)Comply with applicable nondiscrimination laws.