Part 225 — Bank Holding Companies and Change in Bank Control (Regulation Y)
Subpart A — General Provisions
- § 225.1— Authority, purpose, and scope.
- § 225.2— Definitions.
- § 225.3— Administration.
- § 225.4— Corporate practices.
- § 225.5— Registration, reports, and inspections.
- § 225.6— Penalties for violations.
- § 225.7— Exceptions to tying restrictions.
- § 225.8— Capital planning and stress capital buffer requirement.
- § 225.9— Control over securities.
- § 225.10— Temporary relief for 2020 and 2021.
Subpart B — Acquisition of Bank Securities or Assets
- § 225.11— Transactions requiring Board approval.
- § 225.12— Transactions not requiring Board approval.
- § 225.13— Factors considered in acting on bank acquisition proposals.
- § 225.14— Expedited action for certain bank acquisitions by well-run bank holding companies.
- § 225.15— Procedures for other bank acquisition proposals.
- § 225.16— Public notice, comments, hearings, and other provisions governing applications and notices.
- § 225.17— Notice procedure for one-bank holding company formations.
Subpart C — Nonbanking Activities and Acquisitions by Bank Holding Companies
- § 225.21— Prohibited nonbanking activities and acquisitions; exempt bank holding companies.
- § 225.22— Exempt nonbanking activities and acquisitions.
- § 225.23— Expedited action for certain nonbanking proposals by well-run bank holding companies.
- § 225.24— Procedures for other nonbanking proposals.
- § 225.25— Hearings, alteration of activities, and other matters.
- § 225.26— Factors considered in acting on nonbanking proposals.
- § 225.27— Procedures for determining scope of nonbanking activities.
- § 225.28— List of permissible nonbanking activities.
Subpart D — Control and Divestiture Proceedings
Subpart E — Change in Bank Control
Subpart F — Limitations on Nonbank Banks
Subpart G — Appraisal Standards for Federally Related Transactions
- § 225.61— Authority, purpose, and scope.
- § 225.62— Definitions.
- § 225.63— Appraisals required; transactions requiring a State certified or licensed appraiser.
- § 225.64— Minimum appraisal standards.
- § 225.65— Appraiser independence.
- § 225.66— Professional association membership; competency.
- § 225.67— Enforcement.
Subpart H — Notice of Addition or Change of Directors and Senior Executive Officers
Subpart I — Financial Holding Companies
- § 225.81— What is a financial holding company?
- § 225.82— How does a bank holding company elect to become a financial holding company?
- § 225.83— What are the consequences of failing to continue to meet applicable capital and management requirements?
- § 225.84— What are the consequences of failing to maintain a satisfactory or better rating under the Community Reinvestment Act at all insured depository institution subsidiaries?
- § 225.85— Is notice to or approval from the Board required prior to engaging in a financial activity?
- § 225.86— What activities are permissible for any financial holding company?
- § 225.87— Is notice to the Board required after engaging in a financial activity?
- § 225.88— How to request the Board to determine that an activity is financial in nature or incidental to a financial activity?
- § 225.89— How to request approval to engage in an activity that is complementary to a financial activity?
- § 225.90— What are the requirements for a foreign bank to be treated as a financial holding company?
- § 225.91— How may a foreign bank elect to be treated as a financial holding company?
- § 225.92— How does an election by a foreign bank become effective?
- § 225.93— What are the consequences of a foreign bank failing to continue to meet applicable capital and management requirements?
- § 225.94— What are the consequences of an insured branch or depository institution failing to maintain a satisfactory or better rating under the Community Reinvestment Act?
- § 225.101— Bank holding company's subsidiary banks owning shares of nonbanking companies.
- § 225.102— Bank holding company indirectly owning nonbanking company through subsidiaries.
- § 225.103— Bank holding company acquiring stock by dividends, stock splits or exercise of rights.
- § 225.104— “Services” under section 4(c)(1) of Bank Holding Company Act.
- § 225.107— Acquisition of stock in small business investment company.
- § 225.109— “Services” under section 4(c)(1) of Bank Holding Company Act.
- § 225.111— Limit on investment by bank holding company system in stock of small business investment companies.
- § 225.112— Indirect control of small business concern through convertible debentures held by small business investment company.
- § 225.113— Services under section 4(a) of Bank Holding Company Act.
- § 225.115— Applicability of Bank Service Corporation Act in certain bank holding company situations.
- § 225.118— Computer services for customers of subsidiary banks.
- § 225.121— Acquisition of Edge corporation affiliate by State member banks of registered bank holding company.
- § 225.122— Bank holding company ownership of mortgage companies.
- § 225.123— Activities closely related to banking.
- § 225.124— Foreign bank holding companies.
- § 225.125— Investment adviser activities.
- § 225.126— Activities not closely related to banking.
- § 225.127— Investment in corporations or projects designed primarily to promote community welfare.
- § 225.129— Activities closely related to banking.
- § 225.130— Issuance and sale of short-term debt obligations by bank holding companies.
- § 225.131— Activities closely related to banking.
- § 225.132— Acquisition of assets.
- § 225.133— Computation of amount invested in foreign corporations under general consent procedures.
- § 225.134— Escrow arrangements involving bank stock resulting in a violation of the Bank Holding Company Act.
- § 225.136— Utilization of foreign subsidiaries to sell long-term debt obligations in foreign markets and to transfer the proceeds to their United States parent(s) for domestic purposes.
- § 225.137— Acquisitions of shares pursuant to section 4(c)(6) of the Bank Holding Company Act.
- § 225.138— Statement of policy concerning divestitures by bank holding companies.
- § 225.139— Presumption of continued control under section 2(g)(3) of the Bank Holding Company Act.
- § 225.140— Disposition of property acquired in satisfaction of debts previously contracted.
- § 225.141— Operations subsidiaries of a bank holding company.
- § 225.142— Statement of policy concerning bank holding companies engaging in futures, forward and options contracts on U.S. Government and agency securities and money market instruments.
- § 225.143— Policy statement on nonvoting equity investments by bank holding companies.
- § 225.145— Limitations established by the Competitive Equality Banking Act of 1987 on the activities and growth of nonbank banks.
Subpart J — Merchant Banking Investments
- § 225.170— What type of investments are permitted by this subpart, and under what conditions may they be made?
- § 225.171— What are the limitations on managing or operating a portfolio company held as a merchant banking investment?
- § 225.172— What are the holding periods permitted for merchant banking investments?
- § 225.173— How are investments in private equity funds treated under this subpart?
- § 225.174— What aggregate thresholds apply to merchant banking investments?
- § 225.175— What risk management, record keeping and reporting policies are required to make merchant banking investments?
- § 225.176— How do the statutory cross marketing and sections 23A and B limitations apply to merchant banking investments?
- § 225.177— Definitions.
Subpart K — Proprietary Trading and Relationships With Hedge Funds and Private Equity Funds
Subpart L — Conditions to Orders
Subpart M — Minimum Requirements for Appraisal Management Companies
- § 225.190— Authority, purpose, and scope.
- § 225.191— Definitions.
- § 225.192— Appraiser panel—annual size calculation.
- § 225.193— Appraisal management company registration.
- § 225.194— Ownership limitations for State-registered appraisal management companies.
- § 225.195— Requirements for Federally regulated appraisal management companies.
- § 225.196— Information to be presented to the Appraisal Subcommittee by participating States.