12 CFR §308.508

1. (a)The defendant may request a hearing by filing an answer with the reviewing official within 30 days of service of the complaint. An answer will be deemed to be a request for hearing.
2. (b)In the answer, the defendant:
   1. (1)Must admit or deny each of the allegations of liability made in the complaint;
   2. (2)Must state any defense on which the defendant intends to rely;
   3. (3)May state any reasons why the defendant contends that the penalties and assessments should be less than the statutory maximum; and
   4. (4)Must state the name, address, and telephone number of the person authorized by the defendant to act as defendant's representative, if any.
3. (c)If the defendant is unable to file an answer meeting the requirements of paragraph (b) of this section within the time provided:
   1. (1)The defendant may, before the expiration of 30 days from service of the complaint, file with the reviewing official a general answer denying liability and requesting a hearing, and a request for an extension of time within which to file an answer meeting the requirements of paragraph (b) of this section.
   2. (2)The reviewing official will file promptly with the ALJ the complaint, the general answer denying liability, and the request for an extension of time as provided in § 308.510 of this subpart.
   3. (3)For good cause shown, the ALJ may grant the defendant up to 30 additional days within which to file an answer meeting the requirements of paragraph (b) of this section.