20 CFR §422.405
Verified against eCFR.gov as of June 20, 2026View official text on eCFR.gov ↗
- (a)General. Before we order your employer to collect a debt by deduction from your disposable pay, we will send you written notice of our intention to do so.
- (b)Contents of the notice. The notice will contain the following information:
- (1)We have determined that payment of the debt is past due;
- (2)The nature and amount of the debt;
- (3)Information about the amount that your employer could withhold from your disposable pay each payday (the payment schedule);
- (4)No sooner than 60 calendar days after the date of the notice, we will order your employer to withhold the debt from your disposable pay unless, within that 60-day period, you pay the full amount of the debt or take either of the actions described in paragraphs (b)(6) or (7) of this section;
- (5)You may inspect and copy our records about the debt (see § 422.420);
- (6)You may request a review of the debt (see § 422.425) or the payment schedule stated in the notice (see § 422.415); and
- (7)You may request to pay the debt by monthly installment payments to us.
- (c)Mailing address. We will send the notice to the most current mailing address that we have for you in our records.
- (d)Electronic record of the notice. We will keep an electronic record of the notice that shows the date we mailed the notice to you and the amount of your debt.