31 CFR §363.37
Verified against eCFR.gov as of June 20, 2026View official text on eCFR.gov ↗
- (a)Online purchase. Purchases of eligible Treasury securities through your TreasuryDirect account must be made online.
- (b)Payment for savings bonds and marketable Treasury securities. You can pay for eligible savings bonds and marketable Treasury securities by either a debit from your designated account at a United States financial institution using the ACH method, or by using the redemption proceeds of your zero-percent certificate of indebtedness. You can pay for savings bonds automatically using the redemption proceeds of your payroll zero-percent certificate of indebtedness through the payroll savings plan.
- (c)Payment for zero-percent certificate of indebtedness. You can pay for a zero-percent certificate of indebtedness by:
- (1)A credit from your financial institution or employer using the ACH method to your TreasuryDirect® account;
- (2)A debit from your designated account at a financial institution using the ACH method, limited to $1000 or less per transaction; or
- (3)Using the proceeds of maturing securities held in your TreasuryDirect® account.
- (d)Payment for a payroll zero-percent certificate of indebtedness. The only method available to purchase a payroll zero-percent certificate of indebtedness is to arrange for your employer or financial institution to send a credit by the ACH method to purchase a payroll zero-percent certificate of indebtedness in your TreasuryDirect® account.