5 CFR §875.403
Verified against eCFR.gov as of June 20, 2026View official text on eCFR.gov ↗
If you are an eligible individual, you may apply at any time outside of a suspension period described in § 875.110. You will be subject to full underwriting requirements. The only exceptions to the full underwriting requirements are described in § 875.402. You may apply as a qualified relative of a workforce member even if the workforce member does not apply for coverage.