12 U.S.C. Chapter 53 — WALL STREET REFORM AND CONSUMER PROTECTION
- § 5301— Definitions
- § 5302— Severability
- § 5303— Antitrust savings clause
- § 5311— Definitions
- § 5321— Financial Stability Oversight Council established
- § 5322— Council authority
- § 5323— Authority to require supervision and regulation of certain nonbank financial companies
- § 5324— Registration of nonbank financial companies supervised by the Board of Governors
- § 5325— Enhanced supervision and prudential standards for nonbank financial companies supervised by the Board of Governors and certain bank holding companies
- § 5326— Reports
- § 5327— Treatment of certain companies that cease to be bank holding companies
- § 5328— Council funding
- § 5329— Resolution of supervisory jurisdictional disputes among member agencies
- § 5330— Additional standards applicable to activities or practices for financial stability purposes
- § 5331— Mitigation of risks to financial stability
- § 5332— GAO audit of Council
- § 5333— Study of the effects of size and complexity of financial institutions on capital market efficiency and economic growth
- § 5334— Data standards
- § 5335— Open data publication
- § 5341— Definitions
- § 5342— Office of Financial Research established
- § 5343— Purpose and duties of the Office
- § 5344— Organizational structure; responsibilities of primary programmatic units
- § 5345— Funding
- § 5346— Transition oversight
- § 5361— Reports by and examinations of nonbank financial companies by the Board of Governors
- § 5362— Enforcement
- § 5363— Acquisitions
- § 5364— Prohibition against management interlocks between certain financial companies
- § 5365— Enhanced supervision and prudential standards for nonbank financial companies supervised by the Board of Governors and certain bank holding companies
- § 5366— Early remediation requirements
- § 5367— Affiliations
- § 5368— Regulations
- § 5369— Avoiding duplication
- § 5370— Safe harbor
- § 5371— Leverage and risk-based capital requirements
- § 5372— Rule of construction
- § 5373— International policy coordination
- § 5374— Rule of construction
- § 5381— Definitions
- § 5382— Judicial review
- § 5383— Systemic risk determination
- § 5384— Orderly liquidation of covered financial companies
- § 5385— Orderly liquidation of covered brokers and dealers
- § 5386— Mandatory terms and conditions for all orderly liquidation actions
- § 5387— Directors not liable for acquiescing in appointment of receiver
- § 5388— Dismissal and exclusion of other actions
- § 5389— Rulemaking; non-conflicting law
- § 5390— Powers and duties of the Corporation
- § 5391— Inspector General reviews
- § 5392— Prohibition of circumvention and prevention of conflicts of interest
- § 5393— Ban on certain activities by senior executives and directors
- § 5394— Prohibition on taxpayer funding
- § 5401— Purposes
- § 5402— Definition
- § 5411— Transfer date
- § 5412— Powers and duties transferred
- § 5413— Abolishment
- § 5414— Savings provisions
- § 5415— References in Federal law to Federal banking agencies
- § 5416— Contracting and leasing authority
- § 5431— Interim use of funds, personnel, and property of the Office of Thrift Supervision
- § 5432— Transfer of employees
- § 5433— Property transferred
- § 5434— Funds transferred
- § 5435— Disposition of affairs
- § 5436— Continuation of services
- § 5437— Implementation plan and reports
- § 5451— Branching
- § 5452— Office of Minority and Women Inclusion
- § 5461— Findings and purposes
- § 5462— Definitions
- § 5463— Designation of systemic importance
- § 5464— Standards for systemically important financial market utilities and payment, clearing, or settlement activities
- § 5465— Operations of designated financial market utilities
- § 5466— Examination of and enforcement actions against designated financial market utilities
- § 5467— Examination of and enforcement actions against financial institutions subject to standards for designated activities
- § 5468— Requests for information, reports, or records
- § 5469— Rulemaking
- § 5470— Other authority
- § 5471— Consultation
- § 5472— Common framework for designated clearing entity risk management
- § 5481— Definitions
- § 5491— Establishment of the Bureau of Consumer Financial Protection
- § 5492— Executive and administrative powers
- § 5493— Administration
- § 5494— Consumer Advisory Board
- § 5495— Coordination
- § 5496— Appearances before and reports to Congress
- § 5496a— Annual audits
- § 5496b— GAO study of financial regulations
- § 5497— Funding; penalties and fines
- § 5498— Data standards
- § 5499— Open data publication
- § 5511— Purpose, objectives, and functions
- § 5512— Rulemaking authority
- § 5513— Review of Bureau regulations
- § 5514— Supervision of nondepository covered persons
- § 5515— Supervision of very large banks, savings associations, and credit unions
- § 5516— Other banks, savings associations, and credit unions
- § 5517— Limitations on authorities of the Bureau; preservation of authorities
- § 5518— Authority to restrict mandatory pre-dispute arbitration
- § 5519— Exclusion for auto dealers
- § 5531— Prohibiting unfair, deceptive, or abusive acts or practices
- § 5532— Disclosures
- § 5533— Consumer rights to access information
- § 5534— Response to consumer complaints and inquiries
- § 5535— Private Education Loan Ombudsman
- § 5536— Prohibited acts
- § 5537— Senior investor protections
- § 5538— Mortgage loans; rulemaking procedures; enforcement
- § 5551— Relation to State law
- § 5552— Preservation of enforcement powers of States
- § 5553— Preservation of existing contracts
- § 5561— Definitions
- § 5562— Investigations and administrative discovery
- § 5563— Hearings and adjudication proceedings
- § 5564— Litigation authority
- § 5565— Relief available
- § 5566— Referrals for criminal proceedings
- § 5567— Employee protection
- § 5581— Transfer of consumer financial protection functions
- § 5582— Designated transfer date
- § 5583— Savings provisions
- § 5584— Transfer of certain personnel
- § 5585— Incidental transfers
- § 5586— Interim authority of the Secretary
- § 5587— Transition oversight
- § 5601— Remittance transfers
- § 5602— Reverse mortgage study and regulations
- § 5603— Review, report, and program with respect to exchange facilitators
- § 5611— Liquidity event determination
- § 5612— Emergency financial stabilization
- § 5613— Additional related matters
- § 5614— Exercise of Federal Reserve authority
- § 5621— Purpose
- § 5622— Definitions
- § 5623— Expanded access to mainstream financial institutions
- § 5624— Low-cost alternatives to small dollar loans
- § 5625— Procedural provisions
- § 5626— Authorization of appropriations
- § 5627— Regulations
- § 5628— Evaluation and reports to Congress
- § 5641— Enhanced compensation structure reporting