42 U.S.C. § 12713 — Eligibility under first-time homebuyer programs

1. (a)Eligibility of displaced homemakers and single parents for Federal assistance for first-time homebuyers
   1. (1)Displaced homemakersNo individual who is a displaced homemaker may be denied eligibility under any Federal program to assist first-time homebuyers on the basis that the individual, while a homemaker, owned a home with his or her spouse or resided in a home owned by the spouse.
   2. (2)Single parentsNo individual who is a single parent may be denied eligibility under any Federal program to assist first-time homebuyers on the basis that the individual, while married, owned a home with his or her spouse or resided in a home owned by the spouse.
2. (b)DefinitionsFor purposes of this section:
   1. (1)Displaced homemakerThe term “displaced homemaker” means an individual who—
      1. (A)is an adult;
      2. (B)has not worked full-time, full-year in the labor force for a number of years but has, during such years, worked primarily without remuneration to care for the home and family; and
      3. (C)is unemployed or underemployed and is experiencing difficulty in obtaining or upgrading employment.
   2. (2)First-time homebuyerThe term “first-time homebuyer” means an individual who has never, or has not during a specified period of time, had any present ownership interest in a principal residence.
   3. (3)Single parentThe term “single parent” means an individual who—
      1. (A)is unmarried or legally separated from a spouse; and
      2. (B)
         1. (i)has 1 or more minor children for whom the individual has custody or joint custody; or
         2. (ii)is pregnant.
3. (c)ApplicabilityThis section shall apply to any Federal program to assist first-time homebuyers, unless the program is exempted from this section by a statute that amends this subsection or explicitly refers to this subsection.